内部审计

审计就绪的合规性。无需手动猜测。

将复杂的监管指令转化为清晰、可验证的工作流程。Onlayer 赋能您的内部审计团队维护完整的证据日志，顺利通过严格的方案审查，并保证持续、可辩护的合规性。

预约演示

全球领先收单机构和支付服务提供商的信赖之选

痛点

威胁您收单许可证的漏洞

手动合规流程会带来巨大的审计风险。Onlayer 集中管理您的防御体系，确保完全符合监管要求。

缺失证据链

依赖零散的电子邮件和电子表格意味着关键决策缺乏文档记录。当监管机构或信用卡网络要求提供证据时，不完整的日志会导致巨额罚款。

计划合规性不一致

将复杂、不断变化的 BRAM 和 VIRP 规则转化为手动操作检查会导致人为错误。这种不一致性会使您的投资组合面临严厉的计划处罚。

痛苦的监管审查

从销售、风险和运营的孤立系统中提取数据需要数周时间。这种碎片化的方法使标准审计成为压力巨大、资源消耗巨大的事件。

解决方案

Onlayer 如何保证审计就绪性

用持续的、数学上可证明的合规性取代手动抽样。

生成不可更改的证据日志

为每一次入职决策和持续的风险管理警报记录透明、带时间戳的证据日志。将合规文档、动态风险评分和自动补救路径整合到一个审计就绪的仪表板中。提供清晰、标准化的输出，以立即支持内部调查、指导补救并满足外部审计员的要求。

确保无懈可击的Scheme合规性

使用官方、经Scheme批准的Mastercard MMSP解决方案保护您的投资组合，满足最严格的持续监控期望。自动化对整个投资组合的持续BRAM和VIRP检查，消除人为错误并及早发现违规行为。当商户转向高风险MCC时接收即时警报，让您在主要卡组织发出警告之前进行干预。

简化全球监管报告

将零散的全球数据源（包括复杂的反洗钱名单和当地金融情报单位数据库）统一到一个集中的合规框架中。自动生成全面的监管报告，大幅减少审计准备所需的时间和人力。在一个完全通过 ISO 27001、42001 认证并严格遵守全球隐私指令的平台上，自信地运行。

5.0 / 5.0

4.8 / 5.0

Tailored Audit Questions: Revolutionizing Workplace Efficiency

"Ease of use, automatized scans, bespoke questions, continuous improvement of the platform."

We are able to remediate potential vulnerabilities and track portfolio

"An excellent solution for e-commerce risk assessment and management. We provide an enterprise digital commerce platform for business. During quarterly Awareness Meetings, we discuss the overall situation of our projects with their team and clear any questions we have. Furthermore, since it is a cloud-based solution, it doesn't require any integration and thus operational convenience."

Onlayer For Actionable Insights and Periodic Risk Management

"We love the innovative and pioneering perspective of Onlayer. The best part is their continuous upgrades based on research and global field experience, which have expanded the product to cover additional verticals."

Bespoke audit questions

"Automatized scans, customer focus, continuos improvement of platform."

Effective Risk Assessment and Management Product. Great Customer Support.

"We were able to get a clear picture of our merchants’ cyber security posture at the start and close many merchant related gaps. Tracking the overall security posture also keeps us aware of any new cyber security flaws that may emerge and take measures when needed."