Expose hidden networks. Prevent unauthorized payment routing.
Our proprietary C.A.R.V.E.™ AI powers the Transaction Laundering Detection for mapping complex patterns to identify illicit factoring. Secure your approved merchant accounts by stopping fraudulent shell entities from misusing your process volume.
PAIN POINTS
Why teams struggle to detect transaction laundering?
Standard KYC cannot detect illicit factoring. Transaction Laundering Detection exposes it.
Block unauthorized payment routing
High-risk networks secretly process illicit payments through your legitimate, approved merchant accounts. Surface-level onboarding checks are structurally incapable of detecting these hidden flows
Mitigate severe AML and scheme exposure
Undetected transaction laundering leads directly to devastating BRAM/VIRP violations and severe AML non-compliance. This puts your acquiring license and institutional reputation at massive risk.
Prevent fraudulent shell infiltration
Bad actors constantly infiltrate acquiring portfolios using cloned storefronts and inactive shells. Manual investigations cannot scale to map these complex, interconnected digital ecosystems.
SOLUTIONS
How Transaction Laundering Detection solves these problems?
Use advanced AI and deep entity linking to expose underlying shadow networks before they hit your ledger.
Deep Network & Entity Linking
Leverage C.A.R.V.E.™ AI to correlate IPs, DNS records, metadata, and online presence traces instantly. Map behavioral and technical patterns visually to definitively trace complex laundering flows. Achieve up to 4x higher detection accuracy compared to manual checks or legacy tools.
Active Validation & Proxy Detection
Detect proxy behavior, hidden payment redirections, and illicit redirect-to-pay flows automatically. Execute automated test transactions to validate actual payment endpoints and merchant legitimacy. Filter out cloned storefronts and inactive shell companies early in the approval process.
Audit-Ready Scheme Compliance
Reduce scheme exposure to laundering-related BRAM/VIRP violations by up to 70%. Export definitive evidence files, screenshots, redirection chains, and metadata logs for instant remediation. Deploy an officially Mastercard Certified MMSP defense to protect your long-term portfolio integrity.
WHO IT’S FOR?
One tool helps multiple teams achieve their goals. Connect your departments with a single, shared platform.
Risk & Fraud
Detect sophisticated proxy behavior and hidden laundering attempts across complex digital ecosystems.
Compliance
Align strictly with BRAM, VIRP, and global AML guidelines using definitive, evidence-backed reviews.
Investigations
Trace illicit activities instantly with automated entity link analysis and extensive metadata logs.
Operations
Strengthen your onboarding rules and systematically remove fraudulent shell sites from your merchant base.
Ready to take control of merchant risk?
See how Onlayer fits your workflow in a short demo.