Tailored Audit Questions: Revolutionizing Workplace Efficiency
"Ease of use, automatized scans, bespoke questions, continuous improvement of the platform."
Banking & Financial Services
Secure your acquiring license. Speed up merchant revenue.
Overcome heavy regulatory checks and compliance bottlenecks. Onlayer helps banks automate merchant onboarding, detect transaction laundering, and meet global AML and scheme rules without adding more staff.
Trusted by leading acquirers & PSPs around the world
PAIN POINTS
The market challenges draining your margins
Manual compliance processes create unacceptable risks. Onlayer closes these gaps at scale.
01
Delayed merchant onboarding
Slow, manual KYM processes delay merchant approvals. This bottleneck directly hurts your revenue and pushes good merchants to faster competitors.
02
Heavy regulatory checks
Navigating changing AML, BRAM, and PCI rules takes too much time. Failing to meet these strict scheme rules exposes your bank to heavy fines.
03
Hidden transaction laundering
Bad actors constantly use legitimate accounts to route illegal payments. Old systems simply fail to catch these hidden fraud networks.
SOLUTIONS
How Onlayer secures your financial institution
Replace manual bottlenecks and scattered risk tools with an automated, scheme-approved defense.
Speed up onboarding by 82%
Eliminate manual data entry and scattered KYM checks to improve your onboarding speed. Replace slow human reviews with automated logic that gives immediate, compliant pass or fail decisions. Fast-track good merchants to go-live, capturing revenue faster without lowering your risk standards.
Stop hidden transaction laundering
Map behavioral patterns to expose shadow networks before unauthorized volume hits your ledger. Reduce laundering-related scheme violations by up to 70% using our entity matching. Deploy a Scheme-Approved MMSP defense to protect your acquiring license and bank's reputation.
Automate strict scheme compliance
Scan your entire merchant portfolio for brand misuse, prohibited goods, and illegal content. Achieve 92% accuracy in finding scheme violations across main websites and redirect URLs. Create timestamped evidence logs to stay ready for audits and avoid BRAM/VIRP penalties.
Digitalize merchant PCI workflows
Guide merchants to the correct SAQ form automatically using a simple PCI Wizard. Keep scattered compliance documents from sales, branch, and risk teams in one clear dashboard. Cut your team's manual compliance workload while keeping your portfolio 100% ready for audits.
We are able to remediate potential vulnerabilities and track portfolio
"An excellent solution for e-commerce risk assessment and management. We provide an enterprise digital commerce platform for business. During quarterly Awareness Meetings, we discuss the overall situation of our projects with their team and clear any questions we have. Furthermore, since it is a cloud-based solution, it doesn't require any integration and thus operational convenience."
Onlayer For Actionable Insights and Periodic Risk Management
"We love the innovative and pioneering perspective of Onlayer. The best part is their continuous upgrades based on research and global field experience, which have expanded the product to cover additional verticals."
Bespoke audit questions
"Automatized scans, customer focus, continuos improvement of platform."
Effective Risk Assessment and Management Product. Great Customer Support.
"We were able to get a clear picture of our merchants’ cyber security posture at the start and close many merchant related gaps. Tracking the overall security posture also keeps us aware of any new cyber security flaws that may emerge and take measures when needed."
Excellent Product Assessing and Remediating Our Clients on Our Behalf!
"Onlayer detecting potential cyber security gaps and suggesting tailored solutions periodically for our projects."
Security matters to usIndustry leaders trust Onlayer to optimize their merchant onboarding strategies and stay compliant in the competitive landscape.
RESOURCESLearn Faster. Decide Clearly.Read the latest insights, follow step-by-step guides, explore real-world case studies, and use our A–Z glossary to move faster with confidence.
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