Tailored Audit Questions: Revolutionizing Workplace Efficiency
"Ease of use, automatized scans, bespoke questions, continuous improvement of the platform."
Fraud & Risk Management
Stop complex fraud. Protect your portfolio.
Overcome new fraud schemes and hidden laundering networks. Onlayer helps your risk teams find vulnerabilities, expose shadow networks, and protect your margins from deep-web breaches before they hit your ledger.
Trusted by leading acquirers & PSPs around the world
PAIN POINTS
The threats eating into your acquiring margins
Old risk models leave dangerous blind spots. Onlayer closes them at scale.
01
Evolving fraud schemes
Fraudsters use new tactics to bypass standard KYC. Old monitoring systems simply fail to catch these attacks in real time.
02
Hidden laundering networks
Bad actors secretly route illegal payments through your approved merchant accounts. Your teams struggle to untangle these hidden business setups.
03
Deep-web data breaches
Stolen data lives outside normal search engines. Without visibility into the dark web, you are completely exposed to leaked credentials and card dumps.
SOLUTIONS
How Onlayer protects your risk architecture
Replace reactive investigations with proactive threat detection.
Spot fraud risks 70% faster
Move from periodic audits to continuous, automated checks to reduce fraud exposure and risk incidents. Catch chargeback triggers, prohibited content, and strange behaviors well before they turn into financial losses. Defend your portfolio with a Scheme-Approved MMSP solution, meeting strict scheme expectations.
Achieve 4x higher laundering detection
Map technical footprints to clearly identify illegal transaction routing. Expose proxy behavior and hidden payment redirects with four times the accuracy of manual tools. Filter out cloned storefronts and fake shell companies to keep your approved merchant base clean.
Find deep-web leaks 3x faster
Scan dark web marketplaces continuously to spot compromised merchant data before surface-level checks do. Flag leaked credentials, exposed BINs, and brand impersonation attempts instantly to protect merchant trust. Link threat alerts directly to your internal KYM workflows to freeze at-risk accounts before a breach impacts cardholders.
We are able to remediate potential vulnerabilities and track portfolio
"An excellent solution for e-commerce risk assessment and management. We provide an enterprise digital commerce platform for business. During quarterly Awareness Meetings, we discuss the overall situation of our projects with their team and clear any questions we have. Furthermore, since it is a cloud-based solution, it doesn't require any integration and thus operational convenience."
Onlayer For Actionable Insights and Periodic Risk Management
"We love the innovative and pioneering perspective of Onlayer. The best part is their continuous upgrades based on research and global field experience, which have expanded the product to cover additional verticals."
Bespoke audit questions
"Automatized scans, customer focus, continuos improvement of platform."
Effective Risk Assessment and Management Product. Great Customer Support.
"We were able to get a clear picture of our merchants’ cyber security posture at the start and close many merchant related gaps. Tracking the overall security posture also keeps us aware of any new cyber security flaws that may emerge and take measures when needed."
Excellent Product Assessing and Remediating Our Clients on Our Behalf!
"Onlayer detecting potential cyber security gaps and suggesting tailored solutions periodically for our projects."
Security matters to usIndustry leaders trust Onlayer to optimize their merchant onboarding strategies and stay compliant in the competitive landscape.
RESOURCESLearn Faster. Decide Clearly.Read the latest insights, follow step-by-step guides, explore real-world case studies, and use our A–Z glossary to move faster with confidence.
Guides
The Complete Guide to Merchant Onboarding for Acquirers, Banks & PSPs
How modern financial institutions are cutting onboarding time, reducing operational friction, and growing their merchant portfolios with AI-driven platforms.
Case Study
From Manual Reviews to Automated Compliance at Scale
See how a Tier-1 GCC Acquiring Bank transform their operations to a more scalable system with utilizing Onlayer^s product suite.
Blog
What to Watch Out For in E-Commerce Security
Let's examine the e-commerce security outlook and discuss the potential risks and challenges that online retailers and consumers may face.
Ready to take control of merchant risk?
See how Onlayer fits your workflow in a short demo.