Tailored Audit Questions: Revolutionizing Workplace Efficiency
"Ease of use, automatized scans, bespoke questions, continuous improvement of the platform."
National Card Schemes
Defend your domestic network. Protect your acquiring banks.
Stop fraudulent volume before it hits the ledger. Onlayer empowers national schemes to centrally administer risk services, monitor merchant lifecycles in real time, and standardize fraud defense across the entire network.
Trusted by leading acquirers & PSPs around the world
PAIN POINTS
The network vulnerabilities draining scheme integrity
Stop fraudulent volume before it hits the ledger. Onlayer empowers national schemes to centrally administer risk services, monitor merchant lifecycles in real time, and standardize fraud defense across the entire network.
01
Lack of pre-transaction intelligence
Authorizing transactions without validating the merchant first leaves the scheme highly vulnerable to bad actors exploiting the network.
02
Undetected shadow networks
Bad actors use legitimate storefronts to route unauthorized or illegal payments, and domestic schemes often lack the web-crawling tools to catch them.
03
Post-approval chargeback damage
Catching fraud only after the transaction is complete forces acquirers to absorb massive financial losses from disputes and stolen cards.
SOLUTIONS
How Onlayer secures your domestic card scheme
Equip your network with comprehensive monitoring and automated intervention mechanisms.
Manage the complete merchant lifecycle
Deploy a centralized Merchant Management Platform (MMP) to standardize oversight across every participating acquirer. Leverage advanced AI and machine learning algorithms to detect fraudulent merchants instantly. Continuously monitor merchant behavior and assess risk in real-time to catch anomalies early.
Expose and block transaction laundering
Gain enhanced visibility into transaction flows to proactively prevent unauthorized activities on the domestic scheme. Deploy advanced web crawling and merchant validation processes to ensure total network compliance. Integrate real-time alerts and intervention triggers directly with acquirers to stop bad volume.
Automate POS validation and testing
Run customized, proactive test transactions on both physical and virtual POS devices. Validate transaction authenticity across the scheme without relying solely on account balances. Protect acquirers from immediate financial exposure and significantly reduce national-level chargeback incidents.
We are able to remediate potential vulnerabilities and track portfolio
"An excellent solution for e-commerce risk assessment and management. We provide an enterprise digital commerce platform for business. During quarterly Awareness Meetings, we discuss the overall situation of our projects with their team and clear any questions we have. Furthermore, since it is a cloud-based solution, it doesn't require any integration and thus operational convenience."
Onlayer For Actionable Insights and Periodic Risk Management
"We love the innovative and pioneering perspective of Onlayer. The best part is their continuous upgrades based on research and global field experience, which have expanded the product to cover additional verticals."
Bespoke audit questions
"Automatized scans, customer focus, continuos improvement of platform."
Effective Risk Assessment and Management Product. Great Customer Support.
"We were able to get a clear picture of our merchants’ cyber security posture at the start and close many merchant related gaps. Tracking the overall security posture also keeps us aware of any new cyber security flaws that may emerge and take measures when needed."
Security matters to usIndustry leaders trust Onlayer to optimize their merchant onboarding strategies and stay compliant in the competitive landscape.
RESOURCESLearn Faster. Decide Clearly.Read the latest insights, follow step-by-step guides, explore real-world case studies, and use our A–Z glossary to move faster with confidence.
Guides
The Complete Guide to Merchant Onboarding for Acquirers, Banks & PSPs
How modern financial institutions are cutting onboarding time, reducing operational friction, and growing their merchant portfolios with AI-driven platforms.
Case Study
From Manual Reviews to Automated Compliance at Scale
See how a Tier-1 GCC Acquiring Bank transform their operations to a more scalable system with utilizing Onlayer^s product suite.
Blog
What to Watch Out For in E-Commerce Security
Let's examine the e-commerce security outlook and discuss the potential risks and challenges that online retailers and consumers may face.
Ready to take control of merchant risk?
See how Onlayer fits your workflow in a short demo.