Tailored Audit Questions: Revolutionizing Workplace Efficiency
"Ease of use, automatized scans, bespoke questions, continuous improvement of the platform."
Payment Service Providers (PSPs) & Acquirers
Strengthen compliance. Win more acquiring deals.
Overcome complex KYM rules and hidden transaction risks. Onlayer helps PSPs and acquirers automate compliance checks, speed up merchant onboarding, and extract real competitor data to win high-value deals.
Trusted by leading acquirers & PSPs around the world
PAIN POINTS
The bottlenecks exposing your acquiring license
Manual KYM creates severe visibility gaps. Onlayer closes them at scale.
01
Complex KYM requirements
Navigating slow, manual KYM processes delays merchant approvals and drains your compliance team. This friction frustrates good merchants and leads to uneven risk choices.
02
Hidden transaction risks
Bad actors constantly beat older monitoring systems. Hidden laundering, unchecked off-site actions, and unauthorized payment routing directly threaten your margins.
03
Zero compliance visibility
Without real-time compliance checks, critical violations go entirely unnoticed. Operating with these blind spots leaves you exposed to card scheme penalties.
SOLUTIONS
How Onlayer secures your acquiring portfolio
Replace manual bottlenecks with automated, data-driven risk management.
Eliminate digital blind spots
Match up to 65% of your legacy, URL-less merchant records to real online domains automatically. Find hidden brands and alias merchants to get 100% digital visibility across your active portfolio. Clean up bad databases to sharply improve your compliance posture and risk accuracy.
Automate BRAM & VIRP defense
Find brand misuse, illegal products, and banned content across all live merchant websites and hidden links. Stop card scheme violations with up to 92% accuracy before regulators issue warnings. Generate real-time evidence logs to keep your portfolio completely ready for audits.
Extract real competitor data
Run automated tests to see exact competitor payment setups in over 70% of tested merchant checkouts. Get real intelligence by identifying exactly which PSPs or acquirers currently process for your targets. Give your sales teams exact processor data to aggressively target high-value deals.
Speed up safe onboarding
Cut time-to-decision by up to 85% by replacing manual guessing with automated onboarding rules. Speed up complex onboarding steps to drive revenue faster without lowering your risk standards. Ensure 100% alignment with global scheme rules while automatically flagging high-risk merchants.
We are able to remediate potential vulnerabilities and track portfolio
"An excellent solution for e-commerce risk assessment and management. We provide an enterprise digital commerce platform for business. During quarterly Awareness Meetings, we discuss the overall situation of our projects with their team and clear any questions we have. Furthermore, since it is a cloud-based solution, it doesn't require any integration and thus operational convenience."
Onlayer For Actionable Insights and Periodic Risk Management
"We love the innovative and pioneering perspective of Onlayer. The best part is their continuous upgrades based on research and global field experience, which have expanded the product to cover additional verticals."
Bespoke audit questions
"Automatized scans, customer focus, continuos improvement of platform."
Effective Risk Assessment and Management Product. Great Customer Support.
"We were able to get a clear picture of our merchants’ cyber security posture at the start and close many merchant related gaps. Tracking the overall security posture also keeps us aware of any new cyber security flaws that may emerge and take measures when needed."
Excellent Product Assessing and Remediating Our Clients on Our Behalf!
"Onlayer detecting potential cyber security gaps and suggesting tailored solutions periodically for our projects."
Security matters to usIndustry leaders trust Onlayer to optimize their merchant onboarding strategies and stay compliant in the competitive landscape.
RESOURCESLearn Faster. Decide Clearly.Read the latest insights, follow step-by-step guides, explore real-world case studies, and use our A–Z glossary to move faster with confidence.
Guides
The Complete Guide to Merchant Onboarding for Acquirers, Banks & PSPs
How modern financial institutions are cutting onboarding time, reducing operational friction, and growing their merchant portfolios with AI-driven platforms.
Case Study
From Manual Reviews to Automated Compliance at Scale
See how a Tier-1 GCC Acquiring Bank transform their operations to a more scalable system with utilizing Onlayer^s product suite.
Blog
What to Watch Out For in E-Commerce Security
Let's examine the e-commerce security outlook and discuss the potential risks and challenges that online retailers and consumers may face.
Ready to take control of merchant risk?
See how Onlayer fits your workflow in a short demo.