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GLOSSARY

E-Signature Integration

Last Update: 10 Mar 2026

E-signature integration is the seamless embedding of legally binding digital signature technology directly into a software platform's workflow. In merchant onboarding, it allows business owners to digitally sign crucial compliance documents, contracts, and attestations without ever leaving the application portal or resorting to printing and scanning.

Eliminating the Document Bottleneck

 

Compliance documents, particularly the PCI Attestation of Compliance (AOC), require a formal signature from an executive officer of the merchant's business. Forcing a merchant to download a PDF, print it, sign it, scan it, and email it back creates massive friction and is a leading cause of delayed onboarding and missing compliance files.

Frictionless Compliance with Onlayer

 

Onlayer is built to keep merchants moving forward. By supporting self-submitting merchant models seamlessly with integrated e-signature capabilities, Onlayer removes the final hurdle of the compliance process. This feature, combined with the Intelligent PCI Wizard, drives up to an 85% increase in completed compliance document submissions portfolio-wide.

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E-Signature Integration