Timestamped screenshots are exact visual captures of a merchant's website, checkout page, or digital storefront, permanently stamped with the exact date and time the image was taken. In the payment industry, they are used as irrefutable forensic evidence during the underwriting and monitoring phases.
Combating Transaction Laundering
A common tactic for fraudsters is to create a clean, compliant website to pass initial underwriting, and then change the website to sell illegal goods (a BRAM violation) the very next day. If an auditor asks why the acquiring bank approved the merchant, the acquirer needs proof that the website was compliant at the time of approval.
Automated Evidence Collection with Onlayer
Manually taking and filing screenshots for thousands of merchants is impossible. Onlayer’s web crawling technology automatically maps merchant presence across the internet. When it detects cloned listings or flags risks, it automatically exports timestamped screenshots, sentiment scores, and risk tags to provide absolute, undeniable proof for your compliance files.
